05
Clause
Intellectual Property
All text, images, layout, and other materials on this website are owned by us or used with permission, unless stated otherwise. You may not copy, reproduce, distribute, or create derivative works from the site content without prior written consent, except as allowed by law.
06
Clause
Disclaimer of Warranties
The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we make no warranties regarding accuracy, completeness, availability, or fitness for a particular purpose, and we are not responsible for losses arising from your use of the site.